Home ownership is one of the best investments a person can make, and first time home buyers who are tired of renting are excited about the opportunity to take advantage of record low interest rates and affordable properties, while getting up to $8000 as a tax incentive from the IRS for purchasing a home.

How will you spend the extra $$$? New kitchen, bathroom, motorcycle, vacation..... We love to hear how you will put your tax credit to use.

Many first time home buyers question where to begin, and most can't wait to jump into the buyer's market and see what their dollar can buy. The best starting point is to determine an affordable purchase price that you are comfortable paying by filling out a simple secure online loan application.

After your application is processed you will receive an approval letter stating your purchase price. Having a home loan approval letter will allow you to begin looking at homes and make offers.

Searching for a home was a lot easier when there were only a few properties to choose from, but today's market is flooded with a large inventory of homes. To assist in beginning your search we provide our first time home buyers with an exclusive home search engine. This service provides the most up to date information and notifies you daily of new listings and price changes in your desired areas, plus allows you to save your favorite homes. When our clients become familiar with the market and they are able make educated decisions on what home to purchase.

In this market the facts are, quality homes in good condition which are priced right will be under contract within days, and undesirable overpriced homes will sit on the market for a long time. Let us provide you the knowledge and tools to help you find the best home at a great price first before your competition.